Month to month. No early termination fee. Free equipment on qualifying plans. How our pricing works →
Merchant Services

We meet or beat your current rate. In writing.

Send one statement and see the same month on each program, next to what you pay now. If staying put is cheaper, we say so.

✓Month to month, no early termination fee ✓Free equipment on qualifying plans ✓Sales and support in English and Spanish
Three ways to pay

Who pays for card acceptance? You decide.

Same account, equipment, and team on every program. Only where the card fee lands changes, and you can switch as you grow.

My customers cover it

Evident Zero

0%to you, on every card

A cash price and a card price, both posted before the sale. The difference covers the processing, so you keep the whole sale.

You pay
$0 in processing, plus one flat monthly plan fee set by your volume
Your customer sees
Two prices, cash and card, on the sign and the receipt
Fits
Quick service, convenience, small tickets, anyone tired of the fee line

Set up as compliant dual pricing with the signage and receipt language in place, not a surcharge.

Is this me? Get my number →
We share it

Evident Split

0%to you on credit cards

Credit card customers cover their own fee. Debit with a PIN carries no customer fee, and you pay a low debit rate instead.

You pay
0% on credit, a small rate on PIN debit, one flat monthly fee
Your customer sees
A fee on credit only. Debit with a PIN has none
Fits
Restaurants and retail with a lot of debit traffic

A debit card run as credit is treated as credit.

Is this me? Get my number →
I pay it

Evident Wholesale

At costplus one fixed margin

You pay the card networks' wholesale rate, called interchange, plus a margin that is printed on every statement and never moves.

You pay
Interchange at cost, our fixed margin, one flat monthly fee
Your customer sees
One price. Nothing changes at the counter
Fits
High volume, B2B, big tickets

Interchange varies by card type, so this one is quoted from your statement.

Quote it from my statement →

Not sure which one? Send a statement and we'll pick it with you.

The fine print, all of it

What's never on your bill

✕
Early termination feeLeave when you want. We'd rather earn the next month than bill for it.
✕
Long-term contractEvery program is month to month.
✕
Rate creepYour monthly plan price stays put as you process more. Unlimited processing on every program.
✕
Hidden markupOn Evident Wholesale our margin is printed on every statement, so you always know what's ours and what's the card networks'.
✕
A charge for the reviewThe statement review and the written quote are free, and they come with a recommendation, even if it's to stay put.
✕
A charge for supportWhen you call, you get a person, and the call is not a line item.
✕
An equipment leaseEquipment is sold at our cost or comes under a free equipment offer. Never a 48-month lease. Why that matters.
Side by side

What changes when you switch

A typical processorEvident
When something breaksAn 800 number and a ticketA person on our team who knows your account, in English or Spanish
PricingOne program, take it or leave itThree, and we move you between them as your business changes
Point of saleThe one system they resellTableTurn, Aldelo, Clover, Square, Exatouch, plus PAX and Valor terminals
SetupA box in the mailInstall and training, on site if you're local, remote if you're not
Your rate over timeCreeps up until you noticeMeet or beat, in writing, and a free rate review whenever you ask
ContractThree years with an early termination feeMonth to month, no early termination fee

Keep the terminal you already have

Running a PAX, Dejavoo, or Valor terminal? We can usually reprogram it at no cost. Clover and Square hardware stays with its processor, so we'll price a switch, free device included, before you decide.

Compare my statement →
Customer tapping a card on a handheld terminal
Packages

Built around your industry, not ours

Same three programs on every package. Only the hardware and software change.

Restaurants & Bars

Full service, quick service, bars, cafes, and food trucks.

Processing
Zero, Split, or Wholesale
Your pick, quoted from your statement

Included

  • ✓Online ordering with 0% commission
  • ✓Tips, tabs, and table management
  • ✓Kitchen printer or kitchen display
  • ✓Gift cards and loyalty

Hardware options

Clover Station DuoClover FlexTableTurnAldelo
✓ Free equipment on qualifying plans
Get Started →

Retail & Grocery

Boutiques, grocery, convenience, liquor and smoke shops, auto parts.

Processing
Zero, Split, or Wholesale
Your pick, quoted from your statement

Included

  • ✓Inventory and barcode scanning
  • ✓Gift cards and loyalty
  • ✓Age verification and compliance tools for regulated retail
  • ✓Customer-facing display
  • ✓Multi-location reporting

Hardware options

Clover Station DuoClover MiniSquare RegisterExatouch
✓ Free equipment on qualifying plans
Get Started →

Services & Mobile

Salons and spas, auto repair, contractors, medical and dental, professional services.

Processing
Zero, Split, or Wholesale
Your pick, quoted from your statement

Included

  • ✓Appointments and scheduling
  • ✓Invoicing and text-to-pay
  • ✓Card on file and recurring billing
  • ✓Virtual terminal for phone orders
  • ✓Works with QuickBooks, Xero, or Zoho Books
  • ✓Take payments anywhere with a handheld

Hardware options

Free Dejavoo P1 or Valor VL100 ProClover FlexClover GoSquare TerminalSquare ReaderPAX wireless
✓ Free equipment on qualifying plans
Get Started →

Not one of these?

Need custom underwriting or setup? A dedicated rep handles it.

Gas stationsNight lifeMulti-locationFranchiseHigh-riskEcommerce onlyB2B
Talk to us →
Pricing Approach

Every business gets a fit, not a runaround

Processing terms are matched to how your industry actually operates, not a one-size-fits-all rate.

LOW RISK

Standard Processing

Cards taken in person, and the customer leaves with what they bought. Fast approval and our sharpest pricing.

MEDIUM RISK

Tailored Processing

Deposits before the work, big tickets, keyed or online sales, bar tabs, or high-volume fuel. A few more underwriting questions.

HIGH RISK

Specialized Processing

Industries other processors decline or shut down. We place them with a processor that boards them on purpose.

Not sure where you fit? A free statement review tells us, and the answer is in writing either way.

Every plan

Always included

✓No long-term contract
✓No early termination fee
✓Same-day deposits
✓PCI DSS compliant
✓Chargeback support
✓Install and training
✓Real-time reporting
✓Real, human support
✓English and Spanish

Add-ons for EBS merchant accounts: gift cards with free processing, the Merchant Advantage supplies and terminal warranty program ($14.95 a month), and business funding.

FAQ

Questions people ask before they sign

Because the right number depends on your card mix, your average ticket, and how your customers pay, and a rate on a web page is a rate any competitor's rep can undercut by a hair without ever seeing your statement. So we put the number in writing for your business instead, and we meet or beat what you have now. If we can't, we tell you to stay put.

Interchange is the wholesale rate the card networks and banks charge on every transaction. It varies by card type: a rewards card costs more than a basic debit card. Evident Wholesale means you pay that wholesale cost plus our fixed margin, and the margin is printed on every statement. It's the most transparent way to price processing, and it's usually the right fit for high volume, B2B, and big tickets.

Yes, when it's done right. California allows a cash price and a card price as long as both are displayed before the sale, and the card networks don't allow surcharges on debit. We set it up as compliant dual pricing with the signage and receipt disclosures in place, not as a surcharge. Our SB 1524 article covers the rules.

Your monthly plan fee doesn't go up as you process more. On Evident Zero the plan is set by your monthly volume, so a growing business moves up a tier when its volume does, and that's the only change.

Plans are month to month. Cancel anytime with no early termination fee.

Free equipment is available on qualifying plans. If you want a device that doesn't qualify, or more units than the plan includes, we'll quote it before you commit to anything.

Yes. If your mix of cards or ticket size changes, we can move you between Zero, Split, and Wholesale.

Square applications approve instantly. Clover boarding is near-instant once signed. Most other applications are reviewed the same day.

Your number, in writing, from one statement.

We'll show you what you'd pay on each program, side by side with what you pay now.

Month to month Same-day deposits PCI QIR Certified BBB Accredited Business