Level I
Every card sale
- Amount and date
- Card and merchant
- The standard business card rate
B2B payments
Get paid by other businesses, and keep more of it.
Business cards cost more to take unless the right data rides along. We set up Level II and III so it does.
✓Level II and III data
✓Corporate, purchasing, and fleet cards
✓ACH and checks too
✓Your rate in writing
What the levels mean
The more your sale says, the less it can cost
Every card sale carries data. Business cards reward the sales that carry more of it.
Level II
Adds tax and a reference
- Sales tax amount
- Customer code or PO number
- Helps your buyer match the charge
Level III
Adds every line item
- Item, quantity, and unit price
- Product and commodity codes
- Discount, freight, and duty
- The lowest rates on qualifying cards
What you get
Built for the way businesses pay
Lower cost on business cards
Corporate, purchasing, and fleet cards qualify for lower rates when the sale carries the right data.
Filled in for you
Tax, PO number, and line items come from your invoice or order, so nobody retypes them.
Buyers who pay faster
Purchasing card programs often need line-item detail to approve and reconcile a charge.
Invoices and pay links
Send a pay link with every invoice, from your accounting software or ours.
ACH and checks too
Big orders can pay by bank transfer or check, on the same setup.
Set up and supported
We set it up, test it with you, and answer the phone in English or Spanish.
Who it's for
For businesses that sell to businesses
Wholesale and distributionFarm and food suppliersManufacturersContractors and trades
Government suppliersAuto parts and fleet serviceOffice and IT suppliersPrinters and sign shops
Billing from QuickBooks, Xero, or Zoho Books? See invoice payments. Taking big orders by bank transfer or check? See check and ACH payments.
How it works
From statement to lower cost
1
Send a statement
We see how much of your card volume comes from business cards, and what you pay on it now.
2
We set up the data
Your terminal, gateway, or invoicing sends tax, PO, and line items with each sale.
3
Your rate, in writing
You see the price before you sign, and we meet or beat your current rate.
Questions
Before you switch how businesses pay you
Extra detail sent with a card sale. Level II adds the sales tax and a customer code or PO number. Level III adds every line item: what was sold, how many, the unit price, product and commodity codes, and any discount, freight, or duty. The card networks set lower rates for business cards when that detail comes with the sale.
If other businesses or government agencies pay you by card, probably. Send us a statement and we will show you how much of your volume is business cards and what the data could change. If it is a small share, we will tell you that too.
Yes. Visa replaced its enhanced data programs in 2025, and in 2026 Level II data by itself stopped earning lower Visa rates. Full Level III line-item data is what qualifies now. The other card brands have their own rules, and we set up your system to send what each one rewards.
No. The data comes from the invoice, quote, or order you already make. Where your system cannot send line items, we tell you before you sign and show you the options.
It depends on your volume and how many of your sales are business cards. We put your price in writing before you sign, and we meet or beat your current rate.
See what your business cards really cost.
Send one statement. We show you how much of your volume is business cards and what Level II and III would change.
Level II and III
Card, ACH, and checks
Rate in writing
English or Spanish