Approved checks are guaranteed, so a bounced check gets paid back instead of chased. Built into Clover, and available on any system.
On Clover it lives on the register. On anything else, we set it up alongside the system you already run.
Add the check app to your Clover and a check button shows up on the register. Your staff snaps the check with the device's camera and gets an approve or decline on the screen in seconds. Approved checks deposit electronically and are guaranteed. Works on Clover Flex and Mini with no extra hardware.
Not on Clover? We set up check guarantee and ACH with our check partners, next to your card processing. Take paper checks at the counter, checks over the phone, eChecks on a pay link, and recurring bank debits, with deposits straight to your business bank account.
Every check gets an approve or decline on the screen before the customer leaves the counter.
With the guarantee, an approved check that comes back unpaid is reimbursed. No collection calls, no write-offs.
Most checks deposit electronically, so the end-of-day bank run mostly goes away.
Customers read a check over the phone, or pay by eCheck from a link you text or email.
Service plans, memberships, and monthly accounts pay themselves by automatic bank debit.
We set it up, train your staff, and answer the phone in English or Spanish.
Both screen every check. The difference is who takes the loss when one bounces.
For businesses that take checks every day
For businesses that take a few checks a week
Billing customers from QuickBooks, Xero, or Zoho Books? Bank payments work on your invoices too: see invoice payments.
Every check that is approved at the counter is guaranteed, as long as the steps for that check were followed, like checking ID and staying under the check limit. Checks that come back declined you can turn away, or take at your own risk.
Pricing is a percentage of your check volume plus a small fee per check, and it depends on your business and your typical check size. The guarantee costs more than verification because it covers the loss. We quote it in writing before you sign anything.
Not on Clover Flex or Mini: the check app uses the device's camera. On other systems it depends on how you take checks. A busy counter may want a small check scanner, while phone, online, and recurring payments need nothing at the counter at all.
Electronic checks settle like other bank transfers, usually within a few business days. Your exact deposit schedule is in your program agreement, and we go over it with you before you start.
No. If you run Clover, the check app adds right on. If you run anything else, check guarantee and ACH work alongside it, and your card processing stays as it is. If you're shopping for a new system anyway, we can match one that takes checks at the register.
Tell us how you take checks today, about how many a month, and the usual size. We'll match the program and put the price in writing.
